Budgeting Tools

By Jareed Robinson - What can I use to budget?

Mint by Intuit

Mint allows users to track bank accounts, credit card balances, investment, loan balances, and transactions through a single user interface as well as create budgets and set financial goals. Track and pay bills like never before, get alerts and schedule payments on the spot.


Microsoft Excel and Google Sheets can be used to create your own customized budget to track income and expenses. Templates are typically offered to help get you started as well!

You Need a Budget (YNAB)

YNAB is based on the zero-budget system. Students can use the app for free for 12 months, and it also allows users to access budgeting advice and free workshops.

Pen and Paper

The old fashioned budgeting tool. Although this method isn't highly promoted any longer, it is still a very effective way to budget if you write down what you save and what you spend!


Everydollar is a free app created by Dave Ramsey where the user manually enters each transaction into the created budget.

What's Next On Budgeting?

Next Story: Budgeting Pitfalls

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