Once you have a clear picture of your dream is, that's what you’re working towards, do some research to figure out what it will cost to make it happen? Check real estate listings; visit travel websites; meet with a financial planner or speak with people who have done the things that you want to do. Prices may change over time, but this will at least give you a jumping off point.
Big dreams tend to come with big price tags, but don’t let that intimidate you. Decide how much time you’re going to give yourself to realize your dream, so you can start formulating your plan of attack.
Once you’ve established a cost and a deadline, calculate how much you’ll need to save each month to meet your goal. Then, find ways to make it happen. Go over your current budget and look for things that you can cut — ditch your cable; skip eating out; go longer between haircuts. Big dreams are worth the sacrifice.
Think about what you’ll need to realize your dream (besides money). Then, look for deals when you’re out shopping. Yard sales and thrift stores are a great source of cheap building supplies, tools, and household furnishing. Anything you’re able to scoop up at a discount will help you reach your goal faster.
Review your progress regularly to maintain your enthusiasm. If you find yourself buying things you don’t need, write your dream on a few labels, and stick one on each of your debit and credit cards. Seeing that goal at a checkout will make you think twice about everything you stick up on the conveyor belt.
Need more to help you stay motivated? Then, dig deeper into the planning process. Keep track of your ideas; take a class to pick up skills you will need; check out books from the library
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