Protect Your Identity

By Peter Asare Nyarko

What Is Identity Theft?

Identity theft can happen to anyone when someone steals your personal information to commit fraud. The thief may use your personal information to apply for credit, get medical services, file fraudulent tax returns and other acts that can cost you time and money.

Ways to protect you and family members from identity theft

Don’t carry or give out your Social Security Number (SSN) unless it is absolutely necessary

Keep your personal and financial information private and secure.

Don’t let others have access to your hardcopy or digital mail, password and security codes.

Financial Transactions Due Diligence

Review your credit and debit card, bank, credit union and brokerage statements regularly and make sure you approve or made ALL transactions.

Safely store your financial information and shred all discarded financial paperwork.

On your digital devices use complex passwords, firewalls and secured connections at all times.

Annual check your credit report and score.

Consider subscribing to a credit monitoring service. If you are a victim of an identity theft, immediately report it to the appropriate authorities.

Stay Alert at all time

If your personal information has been exposed by thief’s you may want to consider placing a fraud alert or freeze on your credit reports, and keep an eye out for unauthorized spending within your bank accounts and credit cards.

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